Didi Dighomi in Tbilisi is a remote suburb in demand with those who prefer to be away from the hustle and bustle. Located in the north of the city, it is part of the Digomi area. The pace of things might be slower in Didi Dighomi. However, the suburb has a wide variety of amenities that make it a great place to live. Grocery stores, restaurants and playgrounds contribute to the comfortable standard of living.
Didi Dagomi is mostly made up of new multi-apartment highrises and private homes. The place has caught on with young families with kids thanks to its affordable real estate, modern facilities and low crime rates. Another advantage is the fact that many of the new developments offer flexible buying options: mortgages as well as installment plans geared to attract new buyers.
Pros | Cons |
+ No interest. Often installment plans are offered with no interest, making them preferable to regular mortgages plans. | - Initial investment: Frequently developers will require a sizable initial investment. |
+ Discounts and sales: Since the terms of the installment plan are designed by the developer, sometimes you might come across deals and discounts. | - Maturity: Installment plans are usually offered on a short-term basis (not exceeding 2-5 years). This means the monthly contribution may be higher than with a mortgage, and it may take longer to pay it off. |
+ Flexible terms: Developers may offer personalized terms for an installment plan, taking into account the buyer’s situation. | -Extended wait time: Since installment plans are most frequently offered when it comes to houses that are still under construction there is a possibility that the developer does not complete or pauses construction. |
+No need for credit history: Installment plan extension does not always necessitate a credit check and credit history. | - Risks: You will need to do your research carefully and take into account the reputation of the developer so as to avoid scams. |
Installment plans will be suited to the buyer who is looking for flexible financing when it comes to real estate, bypassing bank loans and mortgages. This option might appeal to someone looking to avoid high interest rates and strict terms that go hand-in-hand with loans.
Something has to be said for investors who are interested in purchasing real estate in Didi Dighomi to potentially rent it out and resell. Installment plans allow them to spread out the financial burden over the construction period and the initial post-sale period, while benefiting from low interest rates. This way, investors can optimize their contributions and maximize return on real estate investment.
Start by studying the market carefully and compare the developers’ offers. Pay close attention not only to the interest rates and percentiles but also to other terms. Think about fines for late contribution payments and hidden payments. You might take advantage of discussing the best installment plan terms directly with the developer, especially if you are ready to make the initial lump payment and intend to pay off the apartment within a short period of time.
Korter.ge can help you find the best installment plan terms in Didi Dighomi since we are the leading real estate website in Georgia, offering real time offers from developers and all the necessary information. Detailed project descriptions, apartment plans, prices, installment plan terms, as well as photos to update you on construction progress and 3D models of the housing complexes. You can use our handy filters to search quickly and find all the options that match your requirements and finances.
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